Terms of service

⚖️ LifeStack Terms of Service

Clear terms. No surprises. That's how we operate.

👋 Welcome to LifeStack

By accessing or purchasing from LifeStack ("we", "us", "our"), you agree to the following Terms of Service. These terms govern your use of our website, digital products, and all associated services — including MoneyOS — Financial Command Center and any future releases in our product suite.

If you don't agree with these terms — please don't use our platform. Simple as that.

Last Updated: April 2026

1. 🏢 Who We Are

LifeStack is a digital products brand specializing in SaaS-style financial tools, budget automation templates, and productivity systems built for high earners, professionals, and entrepreneurs who demand clarity over their money.

  • Brand: LifeStack
  • Products: MoneyOS — Financial Command Center & future digital releases
  • Location: Saudi Arabia | Serving customers globally
  • Contact: support@lifestack.com

2. 📦 Our Products & Services

LifeStack sells digital downloadable products — including but not limited to:

  • 📊 MoneyOS — Financial Command Center (Excel-based budget automation tool)
  • 📈 Future financial tracking & productivity SaaS tools
  • 📚 Digital guides, templates & financial frameworks

All products are delivered instantly upon purchase via download link. No physical goods are shipped. No subscriptions are required unless explicitly stated.

3. ✅ Eligibility to Purchase

By placing an order on LifeStack, you confirm that:

  • You are at least 18 years of age
  • You have the legal authority to enter into this agreement
  • You are not purchasing on behalf of a competitor for reverse-engineering purposes
  • The payment information you provide is accurate and authorized

4. 🔐 License & Intellectual Property

When you purchase a LifeStack product, you receive a personal, non-exclusive, non-transferable license to use the product for your own personal or internal business purposes.

You MAY:

  • ✅ Use the product for your own personal financial tracking
  • ✅ Customize the tool for your own use
  • ✅ Use it across your personal devices

You MAY NOT:

  • 🚫 Resell, redistribute, or sublicense the product
  • 🚫 Share the download link with others
  • 🚫 Upload the product to any marketplace, file-sharing platform, or SaaS wrapper
  • 🚫 Claim the design, framework, or system as your own
  • 🚫 Use the product for commercial redistribution without written permission

All intellectual property — including design, formulas, frameworks, branding, and copy — remains the exclusive property of LifeStack.

Violations will be pursued to the fullest extent of applicable law.

5. 💳 Payments & Pricing

  • All prices are listed in USD unless otherwise stated
  • Payments are processed securely via Shopify Payments, PayPal, or other integrated payment providers
  • LifeStack reserves the right to update pricing at any time — changes do not affect completed purchases
  • Promotional prices are time-limited and non-retroactive
  • All transactions are encrypted and PCI-DSS compliant via our payment processors

6. 📥 Product Delivery

Upon successful payment:

  • Your download link will be delivered instantly via email
  • Links are valid for 30 days from the date of purchase
  • If you experience delivery issues — contact us at support@lifestack.com within 7 days and we will resolve it within 24 business hours

LifeStack is not responsible for delivery failures caused by incorrect email addresses provided at checkout.

7. 🔄 Refund & Return Policy

Our full Refund Policy applies to all purchases. Key highlights:

  • ✅ Full refund if the file is broken, corrupted, or fails to deliver
  • ✅ Full refund if the product is materially not as described
  • ❌ No refunds for change of mind after downloading
  • ❌ No refunds after 7 days from purchase

For full details, please read our [Return & Refund Policy].

8. 🚫 Prohibited Use

You agree NOT to use LifeStack products or services to:

  • Violate any local, national, or international laws or regulations
  • Infringe upon the intellectual property of LifeStack or any third party
  • Attempt to reverse-engineer, decompile, or extract proprietary systems from our products
  • Use our branding, name, or product screenshots without written consent
  • Engage in fraudulent chargebacks or payment disputes without first contacting support

LifeStack reserves the right to terminate access and pursue legal remedies for any prohibited use.

9. 🛡️ Disclaimer of Warranties

LifeStack products are provided "as is" and "as available" without warranties of any kind, either express or implied.

We do not warrant that:

  • Products will be error-free or uninterrupted
  • Results from using our tools will meet your specific financial goals
  • The product will be compatible with all future software versions

MoneyOS is a financial tracking tool — not financial advice. Always consult a licensed financial advisor for investment decisions.

10. ⚡ Limitation of Liability

To the maximum extent permitted by law, LifeStack shall not be liable for:

  • Any indirect, incidental, or consequential damages
  • Loss of data, revenue, or profits arising from product use
  • Any damages exceeding the amount paid for the product in question

11. 🌍 Governing Law

These Terms of Service are governed by the laws of the Kingdom of Saudi Arabia. Any disputes shall be resolved through good-faith negotiation first — and if unresolved, through the appropriate legal jurisdiction.

12. 🔄 Updates to These Terms

LifeStack reserves the right to update these Terms of Service at any time. Changes take effect immediately upon posting to our website. Continued use of our products after changes constitutes your acceptance of the updated terms.

We'll always post the "Last Updated" date at the top so you know what's current